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The New Year Update

Posted by Kohaku , in Real Life Jan 30 2014 · 906 views
hurricane sandy, i wanted to post and 2 more...
Sandy Updates New Year Edition
(Note: Most of this was typed about two weeks ago. I’ve added a few things since then.)
I am just now getting around to typing this. We have been super busy and will continue to be super busy for the coming month. An important deadline is coming up for us regarding the Insurance company… namely the deadline for filing a lawsuit. This is a deadline that we unfortunately can’t miss otherwise our case can be thrown out. It sucks that some parts of the law are more beneficial to the insurance company.
We’ve been working on paperwork nonstop and we finished the big thing we’ve been working on for ourselves and our neighbors to help them out. Essentially we are calculating through a program the cost to replace everything. Every piece of wire, doorknob, and every little thing that we can think of that we had and lost. It adds up to a lot of money It would be best if the insurance company would settle, if we have to sue them, a lawyer would get 1/3rd of the settlement, which is still money that we would need to rebuild.
Either way we still have more documents to go through for this whole thing and it is beyond tedious. This will be taking up a lot of our time and has let to almost no time to ourselves or time for relaxing. (I haven’t played a video game in like weeks. >_<)
We also went to a gathering for other people like us and got information/talked to lawyers/ etc. We also learned why our insurance company is being so difficult. After Hurricane Irene most of the insurance companies dropped a lot of people. Our insurance company was one of the ones people flocked to. Thus they have only been trying to pay out small amounts even when houses are 100% totaled.
We’ve also spoken with multiple lawyers and legal interns who are looking into things for us. These are have been meetings that have been going on for awhile.
Currently one of the combined things of paperwork is currently at least 80 pages long. And getting longer.
In addition we also learned that the town has raised the taxes on most of the unlivable houses. Did you know a CONDEMNED house can increase in value by $30,000?! Neither did I! So this is another thing we have to deal with because those taxes should not be there because we you know… don’t have a home we can live in.
One of the sad things that is happening is to some of our friends, when we were helping them with their paperwork one of the days they were over they kinda had a big fight. It was awkward and there was nothing we could do… and I do fear something like that happening to us. I don’t want that to happen… and I know we’ve had rising tempers and stress levels and it is scary because the tension is so high.
Heck we haven’t really been able to hang out with anyone in person or online recently. It is frustrating because we need stress relief and so many other things.
Oh, we also had a boiler pipe spring a leak at our temporary (ha ha ha is it still temporary a year and 3 months later?) house. And then last week we had another part stop working at 2 in the morning. Thankfully, we were able to get that fixed too.
This year has not started out too well.
Although we have had some good things happen… and I won a small Sword Art Online contest on Facebook… so there is that.


Farewell 2013

Posted by Kohaku , in Video Games, Real Life Dec 31 2013 · 469 views
year of luigi
And let us salute the best part of the year. The year of our fabulous overlord, Luigi.
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We'll never forget you Luigi!


The Dock

Posted by Kohaku , in Real Life Dec 04 2013 · 522 views
hurricane sandy
Hey all, it is time for the usual Hurricane Sandy related updates.
So we talked to so more people who are going to help us with important documentation such as the Proof of Loss that has to be submitted. The reason we need help is this is one of the most important forms. It has to be 110% perfect. It may be necessary for a future step that we might need to do if we can't get the insurance company to come up to our level. 
We still need money and they don't want to pay. Therefore we might need to sue them before the deadline passes for us near the middle/end of February. Obviously we don't want to do that for many reasons. The lawyer would get 1/3 of the settlement. Not only that court cases can take awhile. Especially if the insurance company loses and then appeals. Not only that the Proof of Loss has to be perfect for a court case. If there is even the smallest mistake the case could be thrown out and we'd be screwed. (Even more than we have been.) The proof of loss is one pretty much a $1,000 document for a reason. It isn't the only $1,000 document we've had to pay out of pocket for either.
Anyway, while we were talking to the guy today we noticed our neighbor's dock was a few inches lower. It is starting to collapse a bit. Needless to say it has to be taken care of for the safety of even our own dock. We will be calling them tomorrow to let them know what we saw.
The quest continues...



Posted by Kohaku , in Video Games, Real Life Nov 30 2013 · 998 views
I have a few updates for everyone. First off this week has been super busy so I was unable to post the next lovely story. Sorry about that.
I did have some good things happen though! But first I do want to thank a few people. I wouldn't be here if it weren't for all of you.
These people are (in no particular order):
Jedi Master J.
Hahli Husky
Princess Grr
My friends at Squishbag
My darling Aleks
And pretty much everyone I've talked to this year
Seriously, this past year has been tough and sadly I don't foresee things getting better anytime soon. Physically and emotionally it has been tough. More than once my thoughts turned dark. But my friends have been a great help. Thank you!
My dad was home for Thanksgiving and is doing much better. He is taking things easy right now.
In more good news on Thanksgiving we got to play a bit of 4-player Super Mario 3D World(Thanks Alku!) with the family that hosted us when we had to evacuate. The game is a lot of fun with four people and you should all try it.
We also went to see The Hunger Games: Catching Fire today with them, I fully recommend that movie too.
I also managed to pick up The Legend of Zelda: A Link Between Worlds using amazon gift cards from doing some surveys. This game is really good, the best Zelda game in ages. It has some amazing puzzles and feels like a classic Zelda game.
Unfortunately, upon arriving home today, we could smell burning in the car, so we opened the hood. It needs oil... but... it appears there is an oil leak somewhere too. So this is another thing we have to deal with so our car doesn't break. Ughhhhh >_<


My Father

Posted by Kohaku , in Real Life Nov 21 2013 · 729 views

I found out today that my father needs to have open heart surgery. He has a blockage and needs a bypass.
And I cried.
I just wish I could be back in Wisconsin so much and be with my mother and father for awhile. I'm going insane because there isn't anything I can do!
With the money issues we've been having it makes it more than impossible and just I feel so hopeless. :/

Kohaku-chan's Stats

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Username: Kohaku
Name: Joseph
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Title: Record-Setting Speed Builder & Senior Staff
Group: Premier Retired Staff
Posts: It's not about post count, it is about making your posts count.
Joined: 17-May 03
Member No.: 8824
Gender: Nonbinary
Sexual Orientation: Andro-Skoliosexual (a fancy way to say gay)
Location: I'm currently relocated to Westbury, NY until our house can be lived in.
Hobbies: Cute things, frilly things, wearing dresses, video games, reading, anime/manga, being fabulous.

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