Poinsettia

United States Naval Academy (+9½) over Utah

Utah 35, Navy 32

New Orleans

Florida Atlantic (-2½) over Memphis

FAU 44, MEM 27

Mobile..er, papajohns.com

Southern Mississippi (+10½) over Cincinnati

CIN 31, USM 21

New Mexico

New Mexico (-2½) over Nevada

UNM 23, NEV 0

Las Vegas

Brigham Young (-6½) over California-Los Angeles

BYU 17, UCLA 16

Aloha, er, Hawaii

Boise State (-11½) over East Carolina

ECU 41, BSU 38

Motor City

Central Michigan (+9½) over Purdue

PUR 51, CMU 48

Holiday

Arizona State (+1½) over Texas-Austin

UT 52, ASU 34

Champs Sports

Boston College (-3½) over Michigan State

BC 24, MSU 21

Emerald

Maryland-College Park (+4½) over Oregon State

ORST 21, MD 14

ev1.net, uh, GalleryFurniture.com, er, Houston, um Texas

Houston (+3½) over Texas Christian

TCU 20, HOU 13

Meineke Car Care

Connecticut (+3½) over Wake Forest

WF 24, CONN 10

Liberty

Central Florida (-2½) over Mississippi State

MSU 10, UCF 3

Alamo

Pennsylvania State (-5½) over Texas A&M-College Station

PSU 24, A&M 17

Independence

Colorado-Boulder (+3½) over Alabama-Tuscaloosa

ALA 30, COL 24

Armed Forces

United States Air Force Academy (+4½) over California-Berkley

Sun

South Florida (-6½) over Oregon

Humanitarian, uh, MPC Computers

Fresno State (+4½) over Georgia Institute of Technology

Music City

Florida State (+1½) over Kentucky

Peach, er Chick-fil-A

Auburn (+2½) over Clemson

Insight

Oklahoma State (-4½) over Indiana

Hall of Fame, er, Outback

Tennessee-Knoxville (-3½) over Wisconsin-Madison

Cotton

Missouri-Columbia (-3½) over Arkansas-Fayetteville

Gator

Virginia (+5½) over Texas Tech

Citrus, er Capital One

Florida-Gainesville (-9½) over Michigan

Rose

Southern California (-13½) over Illinois-Champaign ...that's almost too many points, but still, the Illini have no business being in that game.

Sugar

Hawai'i (+10½) over Georgia-Athens (I smell a shootout.)

Fiesta

Oklahoma-Norman (-6½) over West Virginia

Orange

Virginia Tech (-3½) over Kansas-Lawrence

International

Ball State (+10½) over State University of New Jersey

GMAC

Tulsa (-4½) over Bowling Green

BCS

Louisiana State-Baton Rouge (-6½) over Ohio State

Last year: 22-10 (19-13 vs. spread)

This year: 7-8 (6-9 vs. spread)

Key:

Correct

Correct versus spread only

Correct straight up, but not against the spread

Incorrect

-KIE, who reserves the right to update and republish this throughout the bowl season.